Umbrella Insurance in Winter Garden, Minneola, Clermont & Windermere | Premier Group Insurance

Umbrella Insurance — Extra Protection for Florida Families

Add an extra layer of liability protection above your home, auto, and other policies — sized to your needs.

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Why Premier Group Insurance for Umbrella Coverage?

As a trusted local independent agency serving Winter Garden, Minneola, Clermont, and Windermere, we help Florida families right-size umbrella limits, coordinate required underlying coverages, and keep premiums efficient by shopping multiple A-rated carriers. Same-day answers, straightforward guidance, and support at claim time.

Higher Limits ($1M–$5M+)

Protect your current assets and future income with extra liability coverage sitting above home, auto, rental, and more.

Legal Defense Support

Umbrella policies can extend liability protection to major lawsuits—helping cover defense costs and settlements above primary limits.

Coordinates with Home & Auto

We align your underlying policies (limits, deductibles, drivers) so the umbrella works as intended—especially with teen drivers or pools.

Bundle & Save

Combine home, auto, boat, and umbrella with one agency for streamlined coverage and potential multi-policy savings.

Comprehensive Umbrella Coverage Highlights

  • Excess Liability: Adds $1M–$5M (or more) above your home/auto to protect against large claims from injuries or property damage.
  • Personal Injury: Many umbrellas include libel, slander, or defamation coverage—vital in our social-media world. Terms vary by carrier.
  • Worldwide Protection: Liability incidents while traveling are often included. We’ll confirm details per carrier before you go.
  • Underlying Requirements: We ensure your home/auto limits meet carrier minimums so there are no surprises at claim time.
  • Teen Drivers & Toys: Families with new drivers, boats, golf carts, pools, or trampolines benefit from the extra cushion an umbrella provides.

Trusted by Central Florida Families

Neighbors across Winter Garden, Minneola, Clermont, and Windermere choose Premier Group Insurance for tailored advice, competitive options, and dependable service.